High-Value Home Insurance
Coverage That Protects Your Biggest Asset
Standard homeowners insurance isn’t always enough to fully cover luxury properties, custom-built homes, or valuable collections. High-value home insurance is designed to protect your most significant investment, with broader coverage, higher limits, and personalized service.
Why You Need High-Value Home Insurance
If your home is worth $750,000 or more—or you own rare art, fine jewelry, designer furnishings, or custom renovations—a traditional policy may leave gaps. High-value home insurance offers:
- Higher Coverage Limits – Protect the full replacement cost of your home and belongings.
- Worldwide Protection – Coverage extends beyond your property line, even when you’re traveling.
- Customized Valuations – Insurers work with appraisers to ensure your home and valuables are properly valued.
- Cash Settlement Options – If rebuilding isn’t right for you, choose a cash payout instead.
- Risk Consulting – Some carriers offer home inspections and risk assessments to help prevent losses before they happen.
What’s Typically Covered
- Luxury primary and secondary homes
- High-end furnishings and custom finishes
- Fine art, antiques, jewelry, and wine collections
- Liability protection with increased limits
- Flood, earthquake, and identity theft options
Tailored Coverage. Exceptional Service.
High-value home insurance comes with concierge-level support, including dedicated claims assistance, emergency living expenses, and white-glove claims handling.
Get the Protection You Deserve
Don’t settle for basic coverage when your home is anything but. Contact us today to learn more about high-value home insurance and how we can help you protect the lifestyle you’ve worked hard to build.
Start A Quote Today
Our licensed staff is ready to help you get multiple insurance quotes. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.